Pradhan Mantri Yojana is a series of government schemes launched by the Prime Minister of India to address various social and economic issues faced by the country. These schemes aim to provide financial assistance, subsidies and other benefits to different sections of society such as farmers, women, children, and senior citizens.
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| Pradhan Mantri Yojana for Women 2023 |
One of the most popular and successful schemes under the Pradhan Mantri Yojana is the Pradhan Mantri Jan Dhan Yojana, which aims to provide financial inclusion to the unbanked population of India. This scheme has been successful in opening over 35 crore bank accounts and providing access to basic banking services to millions of people who were previously excluded from the formal financial system. Other notable schemes under the Pradhan Mantri Yojana include the Pradhan Mantri Ujjwala Yojana, which aims to provide LPG connections to women from below poverty line families, and the Pradhan Mantri Fasal Bima Yojana, which aims to provide crop insurance to farmers.
- Pradhan Mantri Beti Bachao Beti Padhao Yojana
- Sukanya Samriddhi Yojana
- Pradhan Mantri Matru Vandana Yojana
- Pradhan Mantri Awas Yojana
- National Mission for Empowerment of Women
- Pradhan Mantri Ujjwala Yojana
- Mahila E-Haat
- Pradhan Mantri Mudra Yojana
- National Rural Livelihoods Mission
- National Creche Scheme
- National Nutrition Mission
- Working Women Hostel
- Mahila Shakti Kendra
- Rashtriya Mahila Kosh
- National Policy for the Empowerment of Women
Pradhan Mantri Beti Bachao Beti Padhao Yojana
The Pradhan Mantri Beti Bachao Beti Padhao (PMBBP) Yojana is a flagship scheme launched by the Government of India in 2015 to address the issue of declining child sex ratio (CSR) and to empower girls in the country. The main objective of the scheme is to prevent gender-biased sex selective elimination, ensure survival and protection of the girl child, and to ensure that they receive education and are able to take part in the development of the nation.
The scheme is implemented in select districts with low CSR across the country, with a multi-pronged approach of creating awareness and improving the efficiency of delivery of welfare services for the girl child. This includes interventions in the areas of health, education, and protection of the girl child, as well as community engagement and mobilization.
The scheme also focuses on promoting education for the girl child, with the aim of ensuring that all girls have access to quality education. This includes providing scholarships for girls to continue their studies, as well as setting up girls’ hostels and providing transportation facilities for girls to attend school.
Pradhan Mantri Sukanya Samriddhi Yojana
The Pradhan Mantri Sukanya Samriddhi Yojana is a savings scheme launched by the Government of India in 2015, with the aim of promoting the welfare of the girl child. The scheme is targeted at the parents of girl children, and provides them with an opportunity to save for the future education and marriage expenses of their daughters.
Under the scheme, parents can open an account in the name of their girl child, and deposit a minimum of Rs. 250 and a maximum of Rs. 1.5 lakh per year. The account can be opened at any post office or bank, and can be operated till the girl child reaches the age of 21.
The scheme offers a number of benefits, including a high interest rate of 8.5% per annum, tax benefits under Section 80C of the Income Tax Act, and the ability to withdraw 50% of the deposit for the girl child’s education after she turns 18.
Pradhan Mantri Matru Vandana Yojana
The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a maternity benefit program launched by the Government of India in 2017, with the aim of supporting pregnant and lactating women in the country. The scheme provides cash incentives to pregnant and lactating women to improve their health and nutrition, as well as that of their newborns.
The scheme provides a cash incentive of Rs. 5,000 to pregnant and lactating women, to be given in three instalments. The first instalment is given at the time of registration of pregnancy, the second instalment is given after the first trimester of pregnancy, and the third instalment is given after the delivery of the child.
The scheme also includes provisions for the delivery of essential health services, including ante-natal and post-natal care, as well as immunization and nutrition services for the mother and child.
Pradhan Mantri Awas Yojana
The Pradhan Mantri Awas Yojana (PMAY) is a housing scheme launched by the Government of India in 2015, with the aim of providing affordable housing to the urban and rural poor in the country. The scheme aims to provide a pucca house to every family living in a kutcha house, by 2022.
The scheme provides a number of benefits to eligible families, including an interest subsidy on home loans, credit linked subsidy for economically weaker sections, and a grant for construction of houses for the urban and rural poor.
The scheme is implemented through three components: Pradhan Mantri Awas Yojana (Urban), Pradhan Mantri Awas Yojana (Gramin), and the Affordable Housing in Partnership. The first component focuses on providing affordable housing for the urban poor, the second component focuses on providing housing for the rural poor, and the third component focuses on public-private partnership to construct affordable housing.
National Mission for Empowerment of Women
The National Mission for Empowerment of Women (NMEW) is a flagship program launched by the Government of India in 2010, with the aim of empowering women in the country. The mission is implemented through a number of schemes and initiatives, aimed at addressing the various challenges faced by women in the country.
The mission focuses on four key areas: economic empowerment, social empowerment, political empowerment, and legal empowerment. This includes initiatives such as the Mahila Shakti Kendra, a scheme aimed at providing support to women at the grassroots level, and the National Creche Scheme, aimed at providing daycare facilities for working women.
The mission also focuses on addressing issues such as violence against women, and provides support for women in distress through the One Stop Centre and the Women Helpline.
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Pradhan Mantri Ujjwala Yojana
The Pradhan Mantri Ujjwala Yojana (PMUY) is a scheme launched by the Government of India in 2016, with the aim of providing LPG (liquid petroleum gas) connections to the economically weaker sections of the society. The scheme aims to provide clean and safe cooking fuel to households, and to reduce the health hazards caused by the use of traditional fuels such as wood, dung, and kerosene.
Under the scheme, eligible households can avail a deposit-free LPG connection, along with a financial assistance of Rs. 1,600 for the purchase of the stove and first refill. The scheme also includes provisions for the delivery of regular refills, and the scheme is implemented through a network of LPG distributors.
Mahila E-Haat
The Mahila E-Haat is an online marketplace launched by the Government of India in 2016, with the aim of providing a platform for women entrepreneurs and self-help groups to sell their products. The platform provides a platform for women to showcase and sell their products, and also provides support for product development and marketing.
The platform also provides a number of services, including training and capacity building, networking, and market linkages, as well as access to finance and technology.
Pradhan Mantri Mudra Yojana
The Pradhan Mantri Mudra Yojana (PMMY) is a scheme launched by the Government of India in 2015, with the aim of providing financial assistance to small and micro-enterprises in the country. The scheme provides financial assistance in the form of loans, with the aim of providing support for the growth and development of small businesses.
The scheme is implemented through a network of banks and financial institutions, and provides loans under three categories: Shishu, Kishor, and Tarun. The Shishu category provides loans up to Rs. 50,000, the Kishor category provides loans between Rs. 50,000 and Rs. 5 lakh, and the Tarun category provides loans between Rs. 5 lakh and Rs. 10 lakh.
National Rural Livelihoods Mission (NRLM)
The National Rural Livelihoods Mission (NRLM) is a scheme launched by the Government of India in 2011, with the aim of providing support to rural households to improve their livelihoods. The scheme is implemented by the Ministry of Rural Development, and aims to reduce poverty and vulnerability of rural households by providing them with sustainable livelihood opportunities.
The scheme is implemented through a number of initiatives, including the formation of self-help groups (SHGs) of poor households, capacity building and skill development programs, and providing access to financial services and markets. The scheme also focuses on promoting entrepreneurship and innovation among rural households, and provides support for the development of rural infrastructure.
One of the key components of the scheme is the formation of SHGs, which are groups of poor households that come together to save money, access credit, and undertake collective activities for their livelihoods. The scheme provides training and capacity building for SHG members, and also provides them with access to financial services and markets through linkages with banks and other financial institutions.
National Creche Scheme
The National Creche Scheme is a scheme launched by the Government of India in 1975, with the aim of providing daycare facilities for working women. The scheme is implemented by the Ministry of Women and Child Development, and aims to provide safe and healthy environment for young children, while also enabling their mothers to work.
The scheme provides financial assistance to eligible organizations for the construction and maintenance of creche facilities, as well as for the provision of services such as food, medical care, and play activities for children. The scheme also provides training and capacity building for creche workers, and also includes provisions for monitoring and evaluation of the scheme.
National Nutrition Mission
The National Nutrition Mission (NNM) is a scheme launched by the Government of India in 2018, with the aim of addressing the issue of malnutrition in the country. The scheme is implemented by the Ministry of Women and Child Development, and aims to reduce the levels of malnutrition among children, adolescent girls, pregnant women, and lactating mothers.
The scheme focuses on a number of key areas, including improving the coverage and quality of nutrition services, increasing the availability of nutritious food, and promoting behaviour change communication. The scheme also includes provisions for monitoring and evaluation of the scheme, and for the provision of incentives to states and Union Territories for achieving the targets set under the scheme.
Working Women Hostel
The Working Women Hostel is a scheme launched by the Government of India, with the aim of providing safe and affordable accommodation for working women. The scheme is implemented by the Ministry of Women and Child Development, and aims to provide working women with a safe and secure environment, while also enabling them to access employment opportunities.
The scheme provides financial assistance to eligible organizations for the construction and maintenance of hostels, as well as for the provision of services such as food, medical care, and security for women. The scheme also includes provisions for the training and capacity building of hostel staff, and for the monitoring and evaluation of the scheme.
Mahila Shakti Kendra
The Mahila Shakti Kendra is a scheme launched by the Government of India in 2017, with the aim of providing support to women at the grassroots level. The scheme is implemented by the Ministry of Women and Child Development, and aims to provide women with access to a range of services, including health, education, and livelihood opportunities.
The scheme is implemented through the setting up of Mahila Shakti Kendras (MSKs) at the village and block level, which provide a range of services such as counseling, referral, and capacity building to women.
National Policy for the Empowerment of Women
The National Policy for the Empowerment of Women (NPEW) is a policy framework launched by the Government of India in 2001, with the aim of empowering women in the country. The policy is implemented by the Ministry of Women and Child Development, and aims to provide a comprehensive approach to addressing the various challenges faced by women in the country.
The policy focuses on a number of key areas, including economic empowerment, social empowerment, political empowerment, and legal empowerment of women. This includes initiatives such as the Mahila Shakti Kendra, a scheme aimed at providing support to women at the grassroots level, and the National Creche Scheme, aimed at providing daycare facilities for working women.
The policy also focuses on addressing issues such as violence against women, and provides support for women in distress through the One Stop Centre and the Women Helpline. The policy also highlights the importance of women’s participation in decision-making and leadership roles, and aims to promote gender-sensitive policies and programs.
The NPEW also stresses on the importance of providing education, skill development and employment opportunities for women to enable them to participate fully in the economic, social, political and cultural life of the country. This includes providing education and skill development opportunities through schemes such as the National Vocational Education and Training Framework and the Pradhan Mantri Kaushal Vikas Yojana.
The NPEW also aims to promote gender equality and women’s rights, and to eliminate discrimination and violence against women. This includes setting up of Gender Budgeting Cells in the Ministry of Finance and in the Ministry of Women and Child Development to ensure that budget allocation for women’s welfare and empowerment is made in a more efficient and effective manner.
To ensure the implementation of the policy, the NPEW also sets up a National Commission for Women (NCW) which is responsible for monitoring the implementation of laws and policies related to women and to take up specific issues related to women’s welfare and development. The NCW also offers legal aid and assistance to women in distress and provide them with necessary support and protection.
Overall, the National Policy for the Empowerment of Women is a comprehensive framework that aims to empower women in the country and to address the various challenges faced by them. The policy provides a range of initiatives and schemes to empower women in different spheres, and also aims to promote gender equality and women’s rights, and to eliminate discrimination and violence against women.
Conclusion
In conclusion, the Pradhan Mantri Yojana is a government initiative aimed at addressing various socio-economic issues in India. The specific details of the scheme may vary depending on the specific program, but overall it aims to improve the standard of living for citizens through various means such as providing financial assistance, increasing access to education and healthcare, and promoting rural development. The success of the program will depend on its implementation and the government’s ability to effectively target and reach those in need. Overall, the Pradhan Mantri Yojana is a positive step towards addressing the challenges facing India and improving the lives of its citizens.
Here are some of the major schemes launched by the Prime Minister of India:
- Pradhan Mantri Jan Dhan Yojana (PMJDY) – Financial inclusion scheme
- Pradhan Mantri Fasal Bima Yojana (PMFBY) – Crop insurance scheme
- Pradhan Mantri Suraksha Bima Yojana (PMSBY) – Accident insurance scheme
- Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) – Life insurance scheme
- Pradhan Mantri Awas Yojana (PMAY) – Housing for all scheme
- Pradhan Mantri Ujjwala Yojana (PMUY) – Free LPG gas connection scheme
- Pradhan Mantri Mudra Yojana (PMMY) – Microfinance scheme
- Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) – Income support scheme for farmers
- Pradhan Mantri Kaushal Vikas Yojana (PMKVY) – Skill development scheme
- Swachh Bharat Abhiyan – Cleanliness and sanitation campaign.
- Pradhan Mantri Matru Vandana Yojana (PMMVY) – Maternity benefit scheme
- Pradhan Mantri Shram Yogi Mandhan (PMSYM) – Pension scheme for unorganized sector workers
- Pradhan Mantri Garib Kalyan Yojana (PMGKY) – Relief package for poor and vulnerable sections
- Pradhan Mantri Jan Arogya Yojana (PMJAY) – Health insurance scheme for poor and vulnerable sections
- Pradhan Mantri Kaushal Vikas Yojana (PMKVY 2.0) – Skill development scheme
- Pradhan Mantri Gramin Digital Saksharta Abhiyan (PMGDISHA) – Digital literacy scheme for rural India
- Pradhan Mantri Krishi Sinchai Yojana (PMKSY) – Irrigation scheme for farmers
- Pradhan Mantri Awas Yojana- Gramin (PMAY-G) – Rural housing scheme
- Pradhan Mantri Vaya Vandana Yojana (PMVVY) – Pension scheme for senior citizens
- Pradhan Mantri Kaushal Kendra (PMKK) – Skill development centers
- Pradhan Mantri Innovative Learning Program (PMILP) – To promote innovation and entrepreneurship among students
- Pradhan Mantri Gram Sadak Yojana (PMGSY) – Rural road connectivity scheme
- Pradhan Mantri Jan Van Vikas Yojana (PMJVVY) – Forest based livelihood scheme
- Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan (PM-KUSUM) – Scheme for solar pumps for farmers
- Pradhan Mantri Vidya Lakshmi Karyakaram (PMVLK) – Education loan scheme
- Pradhan Mantri Rojgar Protsahan Yojana (PMRPY) – Employment generation scheme
- Pradhan Mantri Awaas Yojana- Urban (PMAY-U) – Housing scheme for urban poor
- Pradhan Mantri Laghu Vyapari Maan-Dhan Yojana (PMLVY) – Pension scheme for small traders
- Pradhan Mantri Atmanirbhar Bharat Abhiyan (PM-ABA) – Economic package for self-reliant India
- Pradhan Mantri Gram Sadak Yojana-II (PMGSY-II) – Scheme for upgrading rural roads
Note: The above list is not exhaustive, there are many more schemes launched by the Government. Also the information may be outdated as the schemes and their details may change over time.